Terms of Service

Last updated: December 2024

Agreement to Terms

By accessing and using ForwardCents, you agree to be bound by these Terms of Service and the Privacy Policy. If you do not agree, please do not use this service.

Description of Service

ForwardCents is an expense tracking service that:

  • Provides you with a unique email address for forwarding receipts
  • Uses AI to extract expense data from forwarded emails
  • Organizes your expenses in a dashboard interface
  • Allows you to edit and manage your expense data

User Accounts and Responsibilities

Account Creation

  • You must provide accurate information when creating your account
  • You are responsible for maintaining the security of your account
  • You must be at least 18 years old to use our service

Acceptable Use

You agree to use ForwardCents only for legitimate expense tracking. You may not:

  • Forward emails that contain illegal or harmful content
  • Attempt to reverse engineer or compromise our service
  • Use the service to spam or send unsolicited communications
  • Share your unique email address publicly or use it for non-expense purposes

Privacy and Data Processing

  • You grant permission to process emails you forward to your ForwardCents address
  • Your data will be handled according to our Privacy Policy
  • You retain ownership of your expense data
  • You can delete your data or account at any time

Service Availability

  • We strive for high availability but cannot guarantee 100% uptime
  • Maintenance may temporarily interrupt service
  • Features may be modified or discontinued with reasonable notice

AI and Data Accuracy

  • AI extraction is designed to be helpful but may not be 100% accurate
  • You are responsible for reviewing and correcting extracted data
  • The service is not liable for decisions based on AI-extracted information
  • Always verify important financial data independently

Pricing and Payment

  • Both free and paid plans are offered as described on the website
  • Pricing may change with reasonable advance notice
  • Refunds are handled on a case-by-case basis
  • You can cancel or downgrade your plan at any time

Intellectual Property

  • ForwardCents and its technology are protected intellectual property
  • You retain rights to your original expense data
  • You grant a license to process your data to provide the service
  • You may not copy, modify, or redistribute this service

Limitation of Liability

ForwardCents is provided "as is" without warranties. To the maximum extent permitted by law, the service is not liable for:

  • Indirect, incidental, or consequential damages
  • Lost profits or business opportunities
  • Data loss (though measures are taken to prevent it)
  • Service interruptions or downtime

Total liability shall not exceed the amount you paid in the 12 months preceding the claim.

Termination

  • You may terminate your account at any time
  • Accounts that violate these terms may be terminated
  • Upon termination, data will be deleted per the Privacy Policy
  • These terms survive termination where necessary

Changes to Terms

These terms may be updated from time to time. You will be notified of material changes. Continued use after changes take effect constitutes acceptance.

Contact and Disputes

For questions about these terms or to report violations:

These terms are governed by applicable law and any disputes will be resolved through binding arbitration.